1.24.0 Safe to install
Streamline Your Business Payments with Melio

Melio Business Payments simplifies the payment process for small businesses, offering an efficient platform for managing bills and payments, but may lack some advanced features for larger enterprises.
Melio offers a convenient solution for small businesses to manage their vendor and contractor payments without any subscription fees. With Melio, you have complete flexibility in how you pay, whether it's through ACH transfers, debit or credit cards. Meanwhile, your vendors have the freedom to choose their preferred payment method, whether it's a check or bank transfer.
What sets Melio apart is its user-friendly payment app. With this app, you can easily send money and keep track of payments no matter where you are. It allows you to quickly scan bills and invoices or manually add them to the system. From your phone, you can send money and approve any payment.
With the Melio App, you can:
- Schedule payments through ACH bank transfer
- Eliminate the need for handwriting checks
- Extend float by paying with your credit card
- Choose your preferred payment method while ensuring your vendors get paid their way
- Gain visibility and track the status of every payment
- Scan invoices and pay them immediately or at a later time using the app
Melio not only simplifies the payment process, but it also helps you save time. By using Melio for bill pay, you can reduce the time spent by 50%.
Enjoy full control over your payments with Melio. Schedule payments, track their progress, and access a comprehensive overview of your transactions all from your phone.
Melio also aids in improving cash flow. By paying with a credit card (2.9% fee), you have the option to defer payment until your next billing cycle. This allows you to hold onto your cash for longer and use it for immediate business needs.
Furthermore, Melio helps you reduce costs with its absence of subscription fees and free ACH to ACH bank transfers.
Top financial institutions trust Melio, and it was recognized as one of the leading business accounting software services for 2023 by Business Daily News.
Overview
Melio Business Payments is a Freeware software in the category Business developed by Melio Payments Inc.
The latest version of Melio Business Payments is 1.24.0, released on 07/04/2024. It was initially added to our database on 11/14/2023.
Melio Business Payments runs on the following operating systems: iOS.
Users of Melio Business Payments gave it a rating of 5 out of 5 stars.
Pros
- Simple and user-friendly interface, making it easy for businesses to manage payments.
- Facilitates payments via credit card, bank transfer, or paper checks, providing flexibility for payment recipients.
- Scheduling and automating payments helps in streamlining the payment process and reducing manual errors.
- Integrates with popular accounting software like QuickBooks, Xero, and NetSuite, simplifying reconciliation processes.
- Offers advanced security features like bank-level encryption and two-factor authentication to ensure data protection.
Cons
- Transaction fees may be higher compared to other payment platforms, potentially impacting small businesses with tight budgets.
- Does not support international payments, restricting the user base to businesses operating within the United States.
- Limited customization options for invoices and payment reminders, which could be a downside for businesses that require more personalization.
- Customer support may not always be easily accessible or responsive, leading to potential delays in resolving issues.

Boris Weber
I am an editor at UpdateStar. I started as a support engineer, and am now specialized in writing about general software topics from a usability and performance angle among others. I telecommute from UpdateStar’s Berlin office, when I am not working remote as a digital nomad for UpdateStar. When I'm not analyzing the latest software updates, you can find me exploring new cities, immersing myself in local cultures, and discovering innovative tech trends across the globe.
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